I will second going to college. I wasted thousands of dollars and years of my young life trying to get a piece of paper that I have come to find out means jack crap once you are in "corporate America". They should just teach one class in college: "It's Who You Know: how to exploit your connections to get ahead in Corporate America". That class would actually be helpful.

Gilpin has it right though, I wouldn't change a thing that I've done in the past because every decision I've made has me where I am now. While I'd like to have more money and less debt, I wouldn't trade my family or friends for all of the money in the world.