A Thin-Skinned Minority Is Ruining This Nation

[HoneyBadger]

I'm sure that this is going to get a few of your britches in a bunch, but if someone comes along and offers to forgive my student load debt then I am taking it. Student loans are CRIPPLING my financial situation, and I didn't want them in the first place.

But "society" or whatever you want to call it said I have to get a degree if I want to go anywhere in life...so I went and got one. And I didn't go to some out of state liberal arts college, I started at community college and got some credits since it was cheaper and went on to get my Bachelors in Business Management from Metro State and I STILL have $45k in loans personally (and then add on another $20k from my wife). I did what I was told I HAD to do to get ahead and I'm getting screwed you know where because of it. I've said it here before, but I regret going to college every day. It's not worth starting with such a deficit when you are young and trying to start your life with a wife/kids/house. Student loans are downright predatory, plain and simple.

With all of that said, if someone comes along to offer me student loan forgiveness, I won't let them finish their sentence before accepting it. I could care less where the money comes from, I'm taking it and running. Because if student loans were gone from my life, I could actually start making my money work for me. And then I could work a job for $35k-$40k and it wouldn't be an impossibility to live on.

Britches in a bunch?

You made a bad choice that you have to pay for. If you want someone else to pay for your bad decision, then YOU ARE THE PROBLEM.

[kidicarus13]

"You are responsible for your own morale."

...and you are responsible for the decisions that you make- whether or not they turn out to be good decisions or not. It's called LIFE, you live and you learn.

Lessons cost money. Good ones cost lots. -Tony Beets

[PugnacAutMortem]

Britches in a bunch?

You made a bad choice that you have to pay for. If you want someone else to pay for your bad decision, then YOU ARE THE PROBLEM.

Did I say I wanted someone to pay for it? No, calm your nips and quit your shouting. I admitted it was a bad choice, you should actually read what I wrote. I said if someone was willing to forgive my student debt then I would take that opportunity. I didn't demand that someone do it. I'm paying for it the best I can. But if it was an option to not pay it then I'm taking it. If you think that makes me a bad person then A) you're wrong and B) I literally couldn't give less of a flying you know what.

[brutal]

Did I say I wanted someone to pay for it? No, calm your nips and quit your shouting. I admitted it was a bad choice, you should actually read what I wrote. I said if someone was willing to forgive my student debt then I would take that opportunity. I didn't demand that someone do it. I'm paying for it the best I can. But if it was an option to not pay it then I'm taking it. If you think that makes me a bad person then A) you're wrong and B) I literally couldn't give less of a flying you know what.

Who's going to pay for it?

Wait, I know, the Feds take as much out of my paycheck as they allow me (maximums) to put away in a retirement account.

So I guess I will be paying for your education. You're welcome.

FWIW, my wife is REQUIRED to improve her education as a requirement of her job. I guess we'll pay hers off later.

[TheGrey]

...and you are responsible for the decisions that you make- whether or not they turn out to be good decisions or not. It's called LIFE, you live and you learn.

Lessons cost money. Good ones cost lots. -Tony Beets

Yep!

[Irving]

I understand what Pugnac is saying. I disagreed with every policy Obama had, but it didn't stop me from taking advantage of great rates on FHA loans.

[Skip]

Who's going to pay for it?

[snip]

He is (along with the rest of us).

He is going to take forgiveness of a finite and fixed liability in exchange for an open-ended tax on his pay, indexed to education inflation (higher than Fed nominal), for the rest of his life (including all retirement income over $24K or whatever the exemption is when he retires).

We just did this with Obamacare. The "free lunch" people got themselves higher premiums, higher copays, and worse care (fewer doctors). They won!

Some people...

[HoneyBadger]

Did I say I wanted someone to pay for it? No, calm your nips and quit your shouting. I admitted it was a bad choice, you should actually read what I wrote. I said if someone was willing to forgive my student debt then I would take that opportunity. I didn't demand that someone do it. I'm paying for it the best I can. But if it was an option to not pay it then I'm taking it. If you think that makes me a bad person then A) you're wrong and B) I literally couldn't give less of a flying you know what.

Please tell me who exactly is going to pay off your debt then? And don't you even dare say that Fannie Mae, out of the goodness of her heart, is going to just forgive you of the debt that you asked for and are obligated to pay. Somebody has to pay it back, and if the government is involved (Hint: It is) then every taxpayer is going to take it up the ass because you don't want to pay back the money you willingly borrowed for a degree that you don't think you want or need.

I understand what Pugnac is saying. I disagreed with every policy Obama had, but it didn't stop me from taking advantage of great rates on FHA loans.

Accepting a "great" rate on a loan is a totally different discussion. We're talking about borrowers who are borrowing at someone else's expense.

Pug, if we were talking about private debt, such as a personal loan from your local credit union, and they offered you forgiveness (which is them acknowledging that you do not have the capacity to pay them back), the story would be different. I'm glad you are not demanding someone pay your bills for you, as many college idiots are at Mizzou right now, but accepting "forgiveness" on federally backed loans just means that all tax payers are going to accept the burden of your unwillingness to pay. Your actions would be directly contributing to the problem, therefore, you are a part of the problem.

Am I a little salty about this? Yes. I found a way to work hard and make a lot of sacrifices to graduate from a public college without any student loans or other debt and I think it's absolute bullshit if somebody else wants me to accept the burden of their debt because they made a poor decision. As I said in post #54 of this thread, "successful people will always find ways to reach success."

[Dave_L]

I understand what Pugnac is saying. I disagreed with every policy Obama had, but it didn't stop me from taking advantage of great rates on FHA loans.

Eh this isn't a great rate for student loans, this is straight up erasing a debt. I guess that would be one way to help encourage the "college should be free" mentality though. Once you erase the debt for some, how do you expect to ask anyone to pay for their schooling?

The "why not" mentality is why people abuse the system. It's not "their" money and if the .gov is handing it out, why not? Everyone hates the government freebie train until it stops at their station.

[Irving]

I can't remember the exact Obama program I was thinking if, but I want to say it was an $8,000 tax write reduction or something. I actually missed the boat on that, so I didn't get it. I'm sure someone will come along who knows what I'm taking about.

I was going to say that there aren't many people who will turn down money, but then I remembered that Pugnac voted to let the government keep excess pot tax money, which I find ironic.