D. All the above.
For comfort I carry OWB @ 3:30-4 o'clock and use an over shirt. Almost impossible for me to avoid printing without cover garment.
For concealment I carry IWB, same location(smaller pistol) and can cover with most any shirt. No cover garment needed.
I always prefer comfort mode because I almost always wear an over shirt untucked anyway. And I prefer 15 rds to 8, 9, or 10.
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