is my daughters car totaled?

[Robb]

Daughter had a fender bender last night. Looks like just a bumper, hood and fender to me but both airbags went off. Airbag also cracked the windshield.
98 Mustang. Is the car totaled?
Yes, I have a claim in, and waiting to hear. Just wondering what those with experience in the matter would guess.

Daughter is fine, seatbelt hurt her chest some, jaw is a little tender from the airbag. A few tears, but everything is fine.

[RCCrawler]

If the airbags hadn't popped I'd say no, but since that happened I'm going to guess yes.

Seems everything I've seen is that when bags pop on an older car it's too costly for insurance to repair and they just total them.

[Irving]

I'm a bit out of date, but it used to be a popped airbag was an instant 5k in damage.

[Great-Kazoo]

Blue Book vs repair cost. KBB says that vehicle if it was the higher end Cobra GT with 85K is worth $7K In VG condition .. If it's the Convertible GT (Not Cobra) KBB with same info is only worth $2K as a private (not trade in ) Value. Outside of the year there's not enough info to say yes or no.

One of our esteemed current or former ins wizz ards can tell you more. I'd wager with the airbags blown, start looking for another vehicle. Hopefully your daughter (or the co-signer) will not be out of pocket too much after paying off any paper due on it.

The up side of this is, your daughter walked away. Everything else is minimal when you factor that in.

[Robb]

That's what I was afraid of. She likes that car. And that thing was tight, no leaks and ran well. It was just a 6cyl, but a convertible. She loved it.

"The up side of this is, your daughter walked away." Really, that's the only thing that matters.

[Wulf202]

Ask them the buy back price. Airbags are about 500 ea. Throw a headlight in it and let her wreck it again.

Or buy it back and sell it with a salvage title and put the profit towards the next one.

[theGinsue]

Ask them the buy back price. Airbags are about 500 ea. Throw a headlight in it and let her wreck it again.

Or buy it back and sell it with a salvage title and put the profit towards the next one.

+1 this!

[Robb]

I'll ask about the buyback price. Thanks, never would have thought of that.
To me it sure looks like an easy repair.

[UncleDave]

Being a 6 cylinder it is totaled, but is repairable if you want to go that route. I would only do that if you can do the work yourself, or have a buddy that will help you out.

[Erni]

If the frame is not bent then what they said.