Car repossession/ bank advice needed

[crashdown]

So.....
I paid off a loan on my car with Bellco about 10 months ago, and closed the token savings account I had with them to get the car loan at the same time. I've since re-titled the car here in AK.
Needless to say I was little less than happy when a wrecker showed up in my driveway this evening to repossess my Xterra under direction from Bellco.
I showed the repo guy the title, and pulled a copy of my credit report showing the loan was paid in full and closed. He was cool, and took off asking me to call him tomorrow once this is straightened out.
My concern is that Bellco is such a fucked up, incompetent business, I won't be able to clear this up to a point that I will be comfortable it won't happen again. They haven't tried to contact me once, not that I owe them anything, so I will not be able to assume this won't happen again regardless of what I'm told tomorrow.
Anybody have any idea who I could get in touch with first thing tomorrow to bring the hammer down on Bellco? As far as I'm concerned, this is attempted robbery, but I'm sure local law enforcement won't see it that way when I report it here tomorrow, nor would they have any jurisdiction over a Colorado bank.

[crashdown]

One of my primary concerns is that it gets towed away when I'm not home. I might have the title, but that's not gonna do me any good if the vehicle gets shipped back to the lower 48.

[Irving]

I think I'd call Bellco before you work yourself up too much about other possibilities.

[BPTactical]

I think I'd call Bellco before you work yourself up too much about other possibilities.

This. Did you have a contact with the CU that you dealt with frequently? If so call them.
Documentation is your friend, call motor vehicle down here as well and both the CU and motor vehicle should have a copy of a "Release of Lien" letter that was sent when the loan was satisfied.
It's a paperwork SNAFU, nothing more.
Be firm but courteous. It's not personal against you, it's business.

[OneGuy67]

I think I'd call Bellco before you work yourself up too much about other possibilities.

Good advice.

[sneakerd]

Agree totally with BPTactical. Get your paperwork in order and get over it. As someone who was in the repo business for 25 years, I know what I'm talking about. You should hope they come and take it after you paid it off- because that's a wrongful repo, then you can hire a lawyer, you'll get your car back and you'll get a settlement out of it far in excess of the value of the car. It's business.

[Spdu4ia]

No advice but just another person who hates Bellco. I have ENT personally already but a dealer I purchased a car from filed my loan with Bellco because "they could get me a better rate". I paid that loan off and I never received the title at all. Had to got the dmv and file a list title paperwork.

[BPTactical]

Not that I am a fan of the guy, and he is a first class arrogant douchebag- but Tom Martino may be of some help in this case.
Certainly worth a phone call.

[Irving]

Not that I am a fan of the guy, and he is a first class arrogant douchebag- but Tom Martino may be of some help in this case.
Certainly worth a phone call.

Agreed. It'd make great press for him so he'd be more likely to help you.

[Delfuego]

Not that I am a fan of the guy, and he is a first class arrogant douchebag- but Tom Martino may be of some help in this case.
Certainly worth a phone call.

Agree. He actually helped me out on car-deal gone wrong with Gateway CU in Aurora. If not him maybe some other tv news "investigative" reporter.

Just a thought; maybe the universe wants to keep you in Alaska? Just a thought. All of the sudden I am hungry for salmon.