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  1. #1
    Machine Gunner Martinjmpr's Avatar
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    Quote Originally Posted by bryjcom View Post
    $5K is pretty pathetic. I don't even think insurance would cover this??? Would they?
    Why wouldn't insurance cover it? It wasn't the owner's fault.

    Before you say "insurance won't cover it because it wasn't an accident, it was deliberate" - well, if a crackhead burns my house down I'm pretty sure insurance will cover that.

    If it doesn't I'm not going to sue the crackhead I'm going to sue my insurance company because what the hell am I paying premiums for if not un-anticipated catastrophic events that destroy my house?

    Whether the insurance company can then turn around and sue GVPD for indemnification (and I'm pretty sure such a suit would be barred by the doctrine of Sovereign Immunity unless it was a civil rights case) is not the homeowner's concern. He paid his premiums, now the insurance company needs to pay him.
    Martin

    If you love your freedom, thank a veteran. If you love to party, thank the Beastie Boys. They fought for that right.

  2. #2
    Grand Master Know It All
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    Quote Originally Posted by Martinjmpr View Post
    Why wouldn't insurance cover it? It wasn't the owner's fault.

    Before you say "insurance won't cover it because it wasn't an accident, it was deliberate" - well, if a crackhead burns my house down I'm pretty sure insurance will cover that.

    If it doesn't I'm not going to sue the crackhead I'm going to sue my insurance company because what the hell am I paying premiums for if not un-anticipated catastrophic events that destroy my house?

    Whether the insurance company can then turn around and sue GVPD for indemnification (and I'm pretty sure such a suit would be barred by the doctrine of Sovereign Immunity unless it was a civil rights case) is not the homeowner's concern. He paid his premiums, now the insurance company needs to pay him.
    Because insurance companies do there best to wriggle out of any payouts.

  3. #3
    Machine Gunner Martinjmpr's Avatar
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    Quote Originally Posted by Wulf202 View Post
    Because insurance companies do there best to wriggle out of any payouts.
    So why is the beef with GVPD? Ought to be with the insurance company if they are, in fact, trying to "wriggle out" of paying. But the article doesn't seem to indicate that.

    Has he even filed an insurance claim?
    Martin

    If you love your freedom, thank a veteran. If you love to party, thank the Beastie Boys. They fought for that right.

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