I would definitely go with the Douglas titanium frame. (I've been riding a Samson Ti frame bike with Ultegra 6700 for 5 years and I love it.) A good Ti frame will last a lifetime and will laugh off minor crashes that will send carbon fiber frames to the bike hospital. A Ti frame has a "livelier" and more comfortable ride than an aluminum frame. Make sure the frame is the right size for you. I also strongly recommend getting a professional bike fit. A properly fit bike will help you avoid various aches and pains that might come during longer road rides.
I'm also not convinced about replacing carbon fiber forks and frames every 7 years. I don't think carbon fiber parts will deteriorate simply through the passage of time. The type of riding is more important. One year of cyclocross riding will probably put more stress on the components than many years of riding on reasonably smooth roads.



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