Just talked with one guy, he's suggesting class 4 Certainteed IR shingles. My insurance would be about $300 cheaper a year with the class 4 shingles.
He looked at the roof and said it looks like we've actually only got 2 layers, plus a starter course.
Ridge vents the whole way, along with adding soffit vents. IWS on the eaves and valleys, drip edge, and rake in all the necessary spots. He uses synthetic Feltex for all the rest of the areas instead of regular roofing felt.
He does the proper nailing pattern and other things to get certainteed's 130MPH wind rating, so we're good to go there, even though my area probably doesn't need that high.
New 5" seamless gutters plus replacing the damaged facia boards along the front of the house.
The proposal states 50% down payment and balance due after final inspection.
Got another company coming tomorrow for another proposal.
Last edited by DenverGP; 10-18-2016 at 20:44.
It is my understanding that in most areas you cannot have multiple layers any longer.
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I don't think he's considering an overlay, just reporting how many layers. As to newracer's comment, it is true that most cities on the front range are down to a single layer of roofing in the building code.
Before I forget, when are you planning on installing this roof? This time of year, I'd go for the hottest day you can. Most manufacturers state their products can be installed at 40F and above, but I'd try to stay in the 70s. If it's too cold and the shingles don't adhere well before the winter, then they are more likely to fill with debris over the winter, then they'll never adhere correctly. Some roofers will tell you that it will be fine the next summer, but that is a lot of months of freeze and thaw cycles to risk in my opinion.
I always told my insureds to never make a down payment, and avoid companies that asked for a down payment. None of this is custom work where things need to be special ordered; they just go pick it up at the roof supply warehouse and get it on the roof. That said, I don't know if it's any different without insurance involved. Personally, I wouldn't pay them until the roof was on and passed inspection.
What kind of metal for the gutters? Aluminum or steel with the Galvalume coating? It doesn't matter, I'm just curious. Steel holds up better to hail of course, and the Galvalume should resist longer to rusting that regular galvanized. All that said, hail just puts dents in metal and won't affect the function of the gutters, so it hardly matters either way.
This all sounds really expensive without insurance paying for it. No way of getting an insurance claim?
Right, all the existing roof will be ripped off down to the decking.
Current plan was ASAP, which from the first quote would be around end of november....
Yeah, I had always heard similar... not really comfortable about that part. We'll see what the other companies have in their proposals.
I believe they were quoting me for aluminum.
If you have replacement cost coverage, depreciation doesn't matter. A lot of companies aren't writing replacement policies on roofs in Colorado though.
Well, another roofer out today, definitely thinks we should call in the insurance adjuster to check. He was able to show me several shingles that have holes blown almost completely thru them, able to spot a couple dozen shingles with pretty obvious hail impact damage...
So we'll be calling the insurance company, figure they might at least cover some part of the cost.
Last edited by DenverGP; 10-20-2016 at 15:50.