You really think thats what your neighborhood would look like without an HOA?
No HOA here, and doesn't look like a shithole. And property values are climbing crazy here too... 3 houses on my block have sold for over list price the day they went onto the market.
The current outlook is within 18-24 months a steep correction is predicted.
The girl is a commercial landscape architect and she is already seeing big general contractors preparing for it as well as commercial lenders the list of metro area forclosures is also growing.
You sir, are a specialist in the art of discovering a welcoming outcome of a particular situation....not a mechanic.