I've been blessed that I don't have to pinch pennies over my comfort. When it gets cold, I kick the heat on and set it at a comfortable temperature. When the warm weather sets in I repeat the process with the air conditioning.

I work hard for my money so being comfortable and well fed come high on my list of priorities.



(Oh, and if it was cold enough in the house that my wife had to wear warm clothes or cover with a blanket I wouldn't hear the end of the complaining. And if she ain't happy, ain't nobody happy.)