I have USCCA. While I think this is the least likely insurance I'll ever need, I'm aware (from personal experience) the legal proceedings following a self-defense situation can amount to a significant sum. I didn't shop all the competing insurance companies, but I like that USCCA just gives you a single number to call if you need help. With that one call, they'll find you a gun-friendly local attorney from their database who will contact you. USCCA will also post your bail, immediately cut a check to reimburse you for any expenses you may have already incurred, and cover the subsequent legal costs (commensurate with your level of coverage). My peace of mind is worth $30/mo.