January was an eye opener budget wise. Insurances,lot rent,etc. all went up and of course SS retirement income was getting too close to budget needs for comfort. I live within my needs and have no debt and I want to stay that way. So reality sent me back to work. It's only part time but it gives me more breathing room.
My son is turning into my reality counselor-"It's a good thing your still healthy and can go back to work. But when the time comes that you can't work anymore your SS will still be about the same and the cost of living will have increased even more".
My plan is to leave the paycheck in the bank and continue my frugal lifestyle but time may not be on my side financially.One thing I may have to face is selling the mobile home I've owned for 28 years but the options after selling are really slim.
Some other older folks here have simply outlived their retirement plans and income and it's sad to see.
So I encourage all you younger guys to invest in your own future and plan accordingly (especially if your single like I am).
AAAH that felt good !!! No whining just reality.