Quote Originally Posted by powerstroke79 View Post
Refund no thanks, I take my money the hole year and pay them at the end.
This is what we do as well, all though I was certain it'd be worse for 2016 since we made some significant moves in our non-retirement stock portfolio. Turns out that you get up to $2000 in adjustment to your TOTAL tax bill for $ paid for post secondary education when you pay with cash (not GTI, but $2k added on at the very end). Which was a nice surprise and gave us a small refund from the Feds this year. State ended up owing us $2, which hit at the beginning of the week...