Buying Health Insurance - Infuriating

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Many of my friends are the same boat with a high deductible (as are we). What I've discovered talking to them over drinks is that a significant health event would still mean bankruptcy (or at minimum be financially devastating to them) because they don't have the funds for the deductible.

Not just the deductible, but the out-of-pocket maximum. Even after you meet the deductible, a lot of plans still require 10-20% coinsurance until you hit the out-of-pocket maximum.

ETA: if you have a high-deductible health plan, you really need to also have a Health Savings Account (HSA) and be maxing it out, or at least making solid contributions.