I feel your pain OP.

We are paying a lot, almost as much as our mortgage, for a pretty crappy plan that according to our insurance guy we are lucky to have because I am self employed and insurers are pulling out of the small biz/employer market.

I have close friends (two bread winners) where one of them is pretty much working for insurance and retirement. She nets nothing that comes home.

Every time I think about healthcare I get angry. I don't understand why people have allowed Dems to doublespeak "affordable" and defend this Obamacare mess. I have yet to know a single person in real life that has benefited. Most people on the internet who claim to have benefited don't understand how insurance works (copays, deductibles, etc).