Quote Originally Posted by hollohas View Post
This crossed my mind and it's entirely possible. However, it doesn't add up to me.

I'm no insurance expert, but if the underwriter required extra money to cover incidents with these sorts of firearms, wouldn't that be a fixed amount and not based on how many people used them?
Insurance wouldn't require a fee, per se. They *could* require extra safety measures which means money is needed to add those measures.

Or they would just increase the rate due to "high risk" activities and the range is trying to recoup what they can from those that have said items.