Auto Insurance hikes

[00tec]

We used to be able to revoke someone's license on the spot if they didn't have insurance (similar to a DUI), but that changed a couple years ago.

When I got hit by an uninsured driver, he had his daddy's expired insurance card. He didn't even get a ticket for it.
I would suspect they were both illegal immigrants.

[KevDen2005]

When I got hit by an uninsured driver, he had his daddy's expired insurance card. He didn't even get a ticket for it.
I would suspect they were both illegal immigrants.

Sorry for that. Not sure what the circumstances were, but I would hope that enforcement is being taken on something like this. A lot of uninsured motorists in this state for sure.

[00tec]

Sorry for that. Not sure what the circumstances were, but I would hope that enforcement is being taken on something like this. A lot of uninsured motorists in this state for sure.

He was a "Jr", and said that he had not printed a new card. CSP didn't recognize the Sr/Jr aspect. I don't fault them for it. Daddy's insurance policy had him excluded.

[JohnTRourke]

But but but, driving without insurance is against the law. Hell you can't even register your car without insurance.

how can this be?

the law does not protect us?

I am shocked, shocked I tell you

(sarcasm, but seriously, WTF)

[fitz19d]

I did notice no proof of insurance was asked for when I just renewed my truck.

[Ronin13]

Saw a sign the other day that said, "States that have legal marijuana have a 25% lower opioid overdose death rate." I thought it was funny as Adams County is one of the country's leaders in Opioid overdoses that result in death.

Nothing to do with insurance it just reminded me.

That being said, Drugged Driving is skyrocketing. And a lot of courts kick the cases because of officer inexperience or the prosecution thinks it will be too much work to win.

I see it all the time... Especially working at the courthouse. I wouldn't chalk it up to lazy DDAs, it's more that their caseload is so massive that they really do have to try and plea down several cases or risk bogging the system down and having to ask almost every defendant to waive their speedy trial right.

Sent from my VS996 using Tapatalk

[Ronin13]

We did just have the worst hail storm in Colorado history (as far as property damage) this year on March 8th. I've heard estimates ranging from 1.1 to 3 billion in damages. A lot of vehicles were stuck in rush hour traffic on I-25 and I-70 during the storm, and the storm hit in the thick of the metro area.

We can thank the massive influx of population for that. I'll bet if the exact same storm hit the exact same affected area 10 years ago (heck, even 5) it wouldn't have broken 1 billion.

Sent from my VS996 using Tapatalk

[MrPrena]

I was progressive for 9 years, and just changed to State Farm 3 month ago due to rising prem.

[Dave_L]

Rate hikes are common these days, no matter the company. A few factors that are causing this:

-Hail storm claims
-Influx of people coming here (thats a lot of new risks coming in each month that haven't been built into that years' rate structure)
-New tech on cars means higher repair costs each year.
-Body shop rates arent going down either
-Colorado is now at 20% uninsured, last I heard earlier this year. Hence why you saw the spike in UM coverage cost.

That's just to name a few of the challenges to keep rates level. It's VERY hard to do in Colorado.

[Irving]

Yeah, I know it has nothing to do with my record. I'm just pointing out that it wasn't something I did that caused the increase.

I didn't mean to start a discussion about why rates go up, because it still sucks for you (and everyone else), so I'm sorry to hear about the rate hike.