Quote Originally Posted by kidicarus13 View Post
I am not in the insurance industry but... it seems logical to me that people that make sound financial decisions (as indicated by a higher credit score) may also make better decisions while operating a vehicle, therefore having fewer accidents and having fewer insurance claims.
It's more about sound financial decisions relating to less likelihood to turn in claims all the time. If there were no deductibles, people would turn in a claim for every door ding and bumper scratch. You can already see that with people who turn in claims for windshields.