Interesting Day (Credit Card Fraud)

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TL;DR Was hoping to a catch a thief. All I caught is an extra trip to Best Buy

So I woke up this morning and checked my credit card (the only one I use) as I do every morning. I'm no stranger to fraud, had this happen no less than three other times with Wells but always minor.

See a charge for BEST BUY 0994 RICHFIELD MN for just under $700 which we did not make. The charge was an auth made just yesterday.

Call Citi to let them know. They immediately cancelled the card and are sending a new one. Charge is disputed and I'm not responsible. Citi suggests I call Best Buy to let them know.

Called BB and it turns out all BestBuy.com orders are billed through their Richfield store. I assumed it was an in-store purchase with a cloned card, but it was online. The thieves set up a new email address with my uncommon last name. They used all my other real info; address, full name, credit card.

The order was for a Dell laptop and was set to be delivered today! Again, this order was placed just yesterday. BB gave me the tracking number so I could watch for it.

Brown truck arrived around 5:30PM. I ran out, opened the box from the bottom, pulled the laptop and replaced it with a rock. Watched closely for about an hour but zero activity. Bummer.

I called Douglas County Sheriff this morning too and they were actually really interested in all of this (started a report). Apparently it's a felony because of the identity theft. Normally ~$700 doesn't rate a felony. They advised me to be a good witness and get info of anyone came to the house. Deputy advised me to check for skimmers at gas stations as that is becoming the most common means of getting CC info. I filled up at a Safeway on Federal (after a meeting in that part of town) this week and I suspect that was it.

Good news is Best Buy gets their laptop back and I'm not out any money just time. I suspect they were either tipped off with a declined transaction or BB sent an email.


PSA1: Check your credit cards! Debit cards are more badder.
PSA2: Sign up with UPS to get alerted anytime you have a package coming to your address (from any shipper)
PSA3: Don't burn a day off waiting for thieves that never show

[TRnCO]

someone has stolen my credit card info. and made purchases a couple of times now, and my credit card company has contacted me, so I see no reason to check daily since they seem to do it for me. And so far I've had no problem with the credit card company not charging me for any unauthorized charges.
I was under the impression that debit cards were a good way for thieves to steal money right out of a checking account, assuming it is tied directly to your checking, so I avoid debit cards.

[izzy]

This has happened to me no less than 10 times in the last year. Every time on a debt card, every time I get my money back. It's a major pain in the ass and a huge waste of time. I want someone to get caught one of these days.

[Gcompact30]

Dam someone got my son in IL and GA at a dam chick fila in June and July for 162.00 dam dollars. Who eat that much dam chicken.....

[SideShow Bob]

Dam someone got my son in IL and GA at a dam chick fila in June and July for 162.00 dam dollars. Who eat that much dam chicken.....

The vagrant lady that is on the corner of Evans & Holly that holds up the sign that says "Wishin for Chicken" ?

[Gcompact30]

Dam that was funny :-)

The vagrant lady that is on the corner of Evans & Holly that holds up the sign that says "Wishin for Chicken" ?

[Wulf202]

I've gotten hit 3 times in the past year with this type of thing.

[TheSparkens]

I had the exact same thing but the bank is looking at what the company is because it looks like it was an online purchase also with a home base in MN. I woke up and noticed a charge at 5:00 am. today. I only use this card for a few things this is the third time for me with a Wells Fargo card. I have alert sent to my phone so I caught it fast and shut it down in minutes. last time it was twenty purchases in about an hour.

[fitz19d]

Amazed some of your get hit so often, and I've not had anything once. (Except somehow an oddball charge from a firewall software type company here in colorado for a few liscences which got fixed w/ wells fargo)

[kwando]

Setup txt notifications on your cards. Setup card not present, setup charges over $25/5 dollars, etc.

July 1st my Chase card was hit. I got a txt of a charge to Best Buy as well. My wife and I don't carry that card and we rarely use it. Carries a $0 balance and we in Nebraska. Chase cancelled the card and sent new ones. Didn't hear anything else.