Yes, it's becoming frequent. What surprised me this time was that someone was willing (I assume) to come to my home to get the laptop off the porch. That's putting someone (probably a runner and not the actual scammer) within arms reach.
The same card companies that send me two pre-filled applications a month in the mail? Just add bogus income info and a change of address and scammers are all set.
If they really wanted to stop this, they could. Lots of biz, legal and tech solutions. But we keep eating the cost and they keep making interest/transactions fees.
Just a reminder that there is an entire parallel economy out there of people who don't work but exist on the backs of others. Oh, and we buy their housing/healthcare/daycare/food too!






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