There are rates, and then there is servicing.

Yeah, if you can get USAA and don't, bonehead move. They have great rates and their service on claims is excellent.

Also realize, what you insure, the value, your driving history, claims history, credit score, profession all affect rates. I have Farmers and have been with them for a long time, but the discounts I get for my degrees, Professional licences, credit score,several policies including umbrella etc. all give me discounts that are deep enough that Amica was not much of a discount and does not have as good servicing.

I have not been impressed with StateFarm nor Allstate from a claims perspective. I still think Chubb is the absolute best coverage and claims, but they are expensive and there are not many of us that have enough assets to even get a quote from them.