Credit reports

[encorehunter]

I went over my limit on a card a couple months ago. I knew it would be close, but it did go over. I made a full payment about a week later earlier than the due date. It showed on my credit score the next month, and dropped it 40 points. However, the next month it was pulled off and my score went back up 50 points. They have been trying to get me to increase my limit for years, so maybe I will go ahead and do it this coming year.