Credit reports

[Wulf202]

that still doesnt answer the question.


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yeah I went from A to C. They can sell the debt, usually for pennies on the dollar. You can probably make an offer of around %10 to the collection agency and settle (get it in writing). If it is legally your debt you should pay the debt you created, or file for a legal bankruptcy, or continue to suffer the consequences.

[Grant H.]

yeah I went from A to C. They can sell the debt, usually for pennies on the dollar. You can probably make an offer of around %10 to the collection agency and settle (get it in writing). If it is legally your debt you should pay the debt you created, or file for a legal bankruptcy, or continue to suffer the consequences.

My HS math teacher used to yell at me for skipping steps... She always said that if you skip steps, people can't follow what you did.

[CoGirl303]

yeah I went from A to C. They can sell the debt, usually for pennies on the dollar. You can probably make an offer of around %10 to the collection agency and settle (get it in writing). If it is legally your debt you should pay the debt you created, or file for a legal bankruptcy, or continue to suffer the consequences.

Yes, I'm aware of the second portion if your comment. The debt is being settled Monday. I made arrangements Friday. Waiting on the confirmation email with the signed and dated letter stating once its paid they will no longer continue to report or attempt to collect.

This loan was supposed to have been deferred due to hardship 6 months after I graduated college but someone on their end screwed up and its been costing me ever since. Tried countless times to work with them and get my credit back in good standing, have all the documentation and submitted it numerous times, to no avail.

Makes no sense all my other student loans were deferred except for that one. But I settled for 25% of what was owed (they wouldn't take 10%), so piss on them. I was hoping they would take me to court so I could show the Judge all the documentation of the deferral and get it thrown out but no one wanted to go that far for some odd reason. Gee I wonder why?


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