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  1. #1
    Plinker
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    Default Colorado Auto Insurance

    Have USAA and just looked at our May renewal for auto. Going up $500 every 6mos. This is crazy. Any idea what is driving this? Uninsured? We have clean records/no accidents.

  2. #2
    Fancy & Customized User Title .455_Hunter's Avatar
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    I would give them call- sounds like a mistake. Our USAA went up like $20 bucks per month.

  3. #3
    The "Godfather" of COAR Great-Kazoo's Avatar
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    Quote Originally Posted by callerys View Post
    Have USAA and just looked at our May renewal for auto. Going up $500 every 6mos. This is crazy. Any idea what is driving this? Uninsured? We have clean records/no accidents.
    Illegals, dopers, californicators, yeast coasters. All played a major part in auto ins increase. Throw in a few hail storms, serious wind damage and it all adds up.
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  4. #4
    Ammosexual GilpinGuy's Avatar
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    Sounds like an error to me. We had a similar deal happen a few years ago. We called and they were like "Whoops!" and it went back to normal.

    If it doesn't work out, check into esurance (now part of Allstate I guess). We have been with them for a decade or so and they have been awesome with the few incidents we've had. And I price shop rates now and then - they're always the best for us. YMMV

  5. #5
    "Beef Bacon" Commie Grant H.'s Avatar
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    Quote Originally Posted by Great-Kazoo View Post
    Illegals, dopers, californicators, yeast coasters. All played a major part in auto ins increase. Throw in a few hail storms, serious wind damage and it all adds up.
    This.

    My Statefarm has been pretty reasonable with the rate increases, but it's gone up as well. I talked to the agent (been with him since I was 16, so has most of my family) and he said that the number of under/uninsured vehicles in CO since 2014 has skyrocketed, and the underwriters have been consistently raising rates since. I also know that the big storms the last few years has cause home insurance to go up drastically as well...
    Living the fall of an empire sucks!
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  6. #6
    QUITTER Irving's Avatar
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    Last years hail storm, but as others have already said, that much of an increase is probably due to an error.

    It's been estimated that up to 1/3 of your total insurance premium is to cover losses from fraud claims.
    "There are no finger prints under water."

  7. #7
    Zombie Slayer kidicarus13's Avatar
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    Quote Originally Posted by GilpinGuy View Post
    check into esurance (now part of Allstate I guess). And I price shop rates now and then - they're always the best for us. YMMV
    My renewal went down $10 for the year. Seems about right for once.
    Lessons cost money. Good ones cost lots. -Tony Beets

  8. #8
    Machine Gunner thedave1164's Avatar
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    Insurance claims in CO have skyrocketed, and rates will as well.

    Be glad you have a clean record, your increase would have been even more.

    Call your agent to have them review your policy and rates as well

  9. #9

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    Ours went up 1500 with Travelers this year between home and autos. We just switched and we are about the same as last year now.

  10. #10
    GLOCK HOOKER hurley842002's Avatar
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    My auto with State farm jumped from $119/mo to $328/mo! No accidents, tickets, credit has gone up since last year, etc. I will be calling them on my days off to see if it's an error, if not, bye bye State Farm, it's been nice knowing you the last 18 years.

    My wife is insured through Geico, as they had the best rates for her tainted driving record, it may be cheaper to bundle both cars and renters through them.

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