Colorado Auto Insurance

[callerys]

Have USAA and just looked at our May renewal for auto. Going up $500 every 6mos. This is crazy. Any idea what is driving this? Uninsured? We have clean records/no accidents.

[.455_Hunter]

I would give them call- sounds like a mistake. Our USAA went up like $20 bucks per month.

[Great-Kazoo]

Have USAA and just looked at our May renewal for auto. Going up $500 every 6mos. This is crazy. Any idea what is driving this? Uninsured? We have clean records/no accidents.

Illegals, dopers, californicators, yeast coasters. All played a major part in auto ins increase. Throw in a few hail storms, serious wind damage and it all adds up.

[Grant H.]

Illegals, dopers, californicators, yeast coasters. All played a major part in auto ins increase. Throw in a few hail storms, serious wind damage and it all adds up.

This.

My Statefarm has been pretty reasonable with the rate increases, but it's gone up as well. I talked to the agent (been with him since I was 16, so has most of my family) and he said that the number of under/uninsured vehicles in CO since 2014 has skyrocketed, and the underwriters have been consistently raising rates since. I also know that the big storms the last few years has cause home insurance to go up drastically as well...

[BPTactical]

Illegals, dopers, californicators, yeast coasters. All played a major part in auto ins increase. Throw in a few hail storms, serious wind damage and it all adds up.

Ayup, I had Geico for years and never filed a claim, had a ticket or anything. Earlier this year they sent me an increase notice of $100.00 per mo.
Everything but the illegals and dope were mentioned when I called to cancel my policy.

[GilpinGuy]

Sounds like an error to me. We had a similar deal happen a few years ago. We called and they were like "Whoops!" and it went back to normal.

If it doesn't work out, check into esurance (now part of Allstate I guess). We have been with them for a decade or so and they have been awesome with the few incidents we've had. And I price shop rates now and then - they're always the best for us. YMMV

[kidicarus13]

check into esurance (now part of Allstate I guess). And I price shop rates now and then - they're always the best for us. YMMV

My renewal went down $10 for the year. Seems about right for once.

[Irving]

Last years hail storm, but as others have already said, that much of an increase is probably due to an error.

It's been estimated that up to 1/3 of your total insurance premium is to cover losses from fraud claims.

[thedave1164]

Insurance claims in CO have skyrocketed, and rates will as well.

Be glad you have a clean record, your increase would have been even more.

Call your agent to have them review your policy and rates as well

[bgouker]

Ours went up 1500 with Travelers this year between home and autos. We just switched and we are about the same as last year now.