Quote Originally Posted by GeorgeandSugar View Post
Looks like an existing policy which their cancelling. Why now? Preemptive for fear they might get sued one day? This is getting crazy.

Too bad, our political class cannot address the criminal thug element in society whereby we own firearms for self-defense to name one reason and the underlying reasons and causes associated with criminal activity and these shooting shootings lately. It is not 5e firearm that is the problem.

I asked my own HO policy about a home invasion (not likely, but a question nevertheless I wanted to have answered) and if a firearm was used and someone was injured or killed (the perpetrator) if there was coverage for liability (wrongful death) under PIP (personal injury injury protection) or general liability. No answer via email. Next step is a call.


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No they are not, outside a basic coverage if any. That's one of the reasons for this discussion.

https://www.ar-15.co/threads/161050-Insurance


My agent did some research with the ins company, a few since she was also curious about coverage. Outside some vague wording, when trying to get a solid Yes or No. Every company was evasive failing to commit an answer that would show or not said coverage.

IMO the less your home owners knows, the better. Especially in today's knee jerk reactionary business world.