My wife and kids are on CHM as well. $300/mo for all 4 ($150 wife and the kids are considered one "unit"). That's the "gold" level. We are also part of the "brother's keeper" program, which is for catastrophic. It's quarterly and based on participation numbers. I think last quarter was $50? $500 copay per incident, and if you get enough self-pay discounts they often waive that.

Prescriptions could be an issue, if one needs a bunch of them.

Also, they have a lifestyle clause, so no tobacco users. I'm covered under the VA *spits*, so the tobacco thing isn't a problem. I've been out since 2009 and haven't used them once for anything not related to the med retirement. I just suffer lol. Actually haven't been to them since... mid 2010? I should probably look into that as it's my understanding we can now see other providers.

Anyway, if you are interested in CHM, Grant or myself can provide you some info and personal experiences if you want to go that route. I think there are a few more on here too.