Bolded is the only reason they want this. On it's face it's an issue that every conservative that has ever uttered anything about the importance of family should be behind 100% if they actually believed what they were preaching. In reality, it's a way to create yet another pool of free money that can just be invested and used on an unlimited amount of other projects with no strings attached and with zero oversight. Individual plans as suggested by foxtrot would provide the most long term benefit to people as a whole, but probably wouldn't work that well in reality for the same reasons as in the bold section. Even if everyone was allowed some sort of very broad use HSA from the very first day of their working life until they were old, the vast majority of young workers wouldn't contribute, and even those that did may not have earned enough money to be useful by the time they had their first kid.






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