Nationwide Insurance

[Irving]

I kind of understand the paranoia of the devices, but I'm interested to hear of ANY first hand accounts of insurance using this device for anything besides potentially reducing a rate. None of the companies I worked for used these at the time I was doing auto stuff, but they did exist at the time. Of the thousands of claims I handled, not a single one had anything to do with one of these devices, not did I ever hear of any instance from any of my many coworkers, nor the companies. *Companies will often talk about big court cases (win or lose) after they are over.

I very much doubt that they broadcast live data, or else there would be no need to send them back until you cancelled the policy, not to mention they would be cost prohibitive to have a data plan. I think people are worried that they will be self incriminating in the case of an accident. First, I doubt the desk adjuster is going to either know, or even care if you had one installed. If it was a minor accident with no injuries, I can't imagine any company demanding the return of the device to study the data because most minor claims would be settled before it'd even arrive in the mail. If it were a major accident, there are already plenty of other methods of working out what happened that are already being utilized and the amount of concrete data from the device is not likely to contribute much.

Otherwise, I really have a hard time believing that any one is looking at the parts of the data that an individual may care about like GPS locations. The insurance company already has your address and social security number. They don't care where you've been and aren't going to be sharing their proprietary days with anyone else.

[TheGrey]

Otherwise, I really have a hard time believing that any one is looking at the parts of the data that an individual may care about like GPS locations. The insurance company already has your address and social security number. They don't care where you've been and aren't going to be sharing their proprietary days with anyone else.

It doesn't matter if you have a hard time believing it or not- it happens. Just because you can't figure out what to do with that info doesn't mean that others don't gather up the data, package it and sell it.

I suppose you also plug your smart phone into the car's stereo system, and expect that the only thing the computer is reading is your music, and not your contacts, your browsing history, and everything else on the phone?

This is all about packaging data. It is disguised as a way to save you a few bucks here and there. It is NOT. Data scraping goes far beyond email addresses.