The Wall. The Shutdown

[Irving]

It would appear you have a flawed sense of reality for many people. Do you have kids by chance?

What he's saying is absolutely correct, but that doesn't mean that most people do that. An economist recently won a Nobel Prize for his work that shows that people mostly do NOT follow economic models that predict how people should act. I've certainly had times that I've had months of income, but due to my own poor choices, I mostly am not in that state of financial security.

[hurley842002]

My wife keeps asking me if I think things will get bad because of this and every time I tell her no. The thing that bothers me is the idea that people are being evicted. Whatever. A squatter could move into your house and it'd take you six months to get them evicted through the courts. No one is getting evicted this fast.

Yeah, that's a bit dramatic, our upstairs neighbor was several months late before they ever got the boot, the late fees you are likely to incur on the other hand, will probably be steep.

[OtterbatHellcat]

It would appear you have a flawed sense of reality for many people. Do you have kids by chance?

Flawed is debatable, kids...no. Assuredly, this cannot be the first time you've heard it's wise to have several months of living money saved up?

[hurley842002]

What he's saying is absolutely correct, but that doesn't mean that most people do that. An economist recently won a Nobel Prize for his work that shows that people mostly do NOT follow economic models that predict how people should act. I've certainly had times that I've had months of income, but due to my own poor choices, I mostly am not in that state of financial security.

Of course you should have a nice chunk saved for emergencies, no sane individual would say otherwise, but there are plenty of circumstances out there, where folks don't have that buffer, and it's not always due to poor choices as Kowalski suggests.

[hurley842002]

Flawed is debatable, kids...no. Assuredly, this cannot be the first time you've heard it's wise to have several months of living money saved up?

No it's not wise guy, did any part of my post suggest that?

[OtterbatHellcat]

I don't know what you're readin', Hurley....but I'm not fightin' witcha.

The phrase "poor choices" was not used in anything I posted or suggested.

[hurley842002]

I don't know what you're readin', Hurley....but I'm not fightin' witcha.

The phrase "poor choices" was not used in anything I posted or suggested.

Your initial post, paints all Gov employees with a broad brush, and suggests that if they don't have 6 months of savings, they are irresponsible with their money, and that is just not the case for everyone.

I'll bow out of this thread tho, because like one of the other forums I frequent, I'm guessing 99% of the members here are not fond of Gov employees anyway, so arguing my point isn't going to do any good.

[OtterbatHellcat]

Hurley, it's not about bowing out of the thread, nor was the gov job aspect an issue about being prepared.

And in no way am I against gov workers.

[CS1983]

I’m not against gov workers. I’m against overreaching government that violates subsidiarity and manufactures itself into a self-licking ice cream cone. Aside from the Defense sector, there’s very little need for the majority of Fed employees. As I said before, this is a great opportunity to cut the fat at the Fed level. We should also disband the IRS, BATFE, and a few others.

[Gman]

I’m not against gov workers. I’m against overreaching government that violates subsidiarity and manufactures itself into a self-licking ice cream cone. Aside from the Defense sector, there’s very little need for the majority of Fed employees. As I said before, this is a great opportunity to cut the fat at the Fed level. We should also disband the IRS, BATFE, and a few others.

Good luck with that.

The beast must be fed.