
Originally Posted by
Irving
If a hired person did the damage, then their insurance would be responsible for replacing the glass. If it was you, your insurance would cover it, but as you've mentioned, your deductible is likely higher. Even if you had a low deductible (like $250) it still wouldn't be worth filling a homeowners claim.
$480 doesn't seem out of the question to have such a large window be reglazed. Superior D&G on here does glass and may be able to help you out.