Kentucky residents title question.

[hurley842002]

Long story short, I purchased a motorcycle from my buddy, which was titled in Kentucky, I'm now trying to get a transfer done in my new state of AZ, but the lady at the counter is reading the title as still having a Lein attached to it. I read it differently, but I know nothing about what Kentucky titles are supposed to look like. I know the bike was paid off, so worst case the title wasn't completed correctly and now I have to jump through hoops.

Below is a picture of the title with vital info marked out, but my buddies name is in the owners box. Any help is greatly appreciated.



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[Martinjmpr]

Lein wasn't released so it looks to me like it still has a lien. You're going to have to contact the lein holder and find out how much it will cost to get the lien released.

EDIT: If you "know" the bike was paid off, the lien holder would have issued something that showed the lien was released. That is something your seller should have in his possession. Otherwise you MAY be able to get the bank to release the lien or to issue you another copy of the letter of release. Contact the lien holder listed on the title.

I'm curious about how you "read it differently." It clearly shows there's a lien and no release date. What, on the fact of that title, shows you that the lien has been released? I don't see anything that shows that it was.

[buffalobo]

Lein wasn't released so it looks to me like it still has a lien. You're going to have to contact the lein holder and find out how much it will cost to get the lien released.

EDIT: If you "know" the bike was paid off, the lien holder would have issued something that showed the lien was released. That is something your seller should have in his possession. Otherwise you MAY be able to get the bank to release the lien or to issue you another copy of the letter of release. Contact the lien holder listed on the title.

I'm curious about how you "read it differently." It clearly shows there's a lien and no release date. What, on the fact of that title, shows you that the lien has been released? I don't see anything that shows that it was.

This^^^

[Gman]

Optimal would have been your buddy getting a 'release of lien' from the bank and then getting a clear title in his name. Then sold the bike to you with the clear title.

Bank may give you a copy of the release of lien, but since the loan was with your buddy, he may have to do it.

[hurley842002]

Dang, I meant to post this on one of the national forums I'm on, but thanks for the help so far.

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[whitewalrus]

If the lien was paid off, you may want to request a new title. If it was recorded as paid off, then the new one wouldn?t have any lien information on it.

As mentioned above, the one you posted has a lien on it.

[hurley842002]

If the lien was paid off, you may want to request a new title. If it was recorded as paid off, then the new one wouldn?t have any lien information on it.

As mentioned above, the one you posted has a lien on it.

Thank you.

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[def90]

The title clearly shows a lien holder listed on it. Contact the bank listed and see if they can send you a copy of the lien release. Your buddy that had the loan under his name may need to be the one to do this.

[hurley842002]

Apparently none of the lein stuff was as obvious to me as it is to others.

1) I've never seen a title from Kentucky, so I have no idea what info it is supposed to display, for all I know that lein info is just for reference.

2) I've never seen a title with a lein on it, because I've only ever bought private party in Colorado, and the vehicles I've financed have been traded in before pay off.

Thanks for the answers, apparently (according to some Kentucky residents) Kentucky is jacked up for titles and the propper release of lein doesn't always take place.

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[SideShow Bob]

If your buddy can?t get a clear title for you, get your money back ASAP.
When a lien is satisfied a clear title is issued to the owner by the lien holder and state.