Credit Card debt is whitemans slavery.
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Credit Card debt is whitemans slavery.
Who are you to want to escape a thugs bullet? That is only a personal prejudice, ( Atlas Shrugged)
"Those that don't watch the old media are uninformed, those that do watch the old media are misinformed." - Mark Twain
As an update I saw something new on one of my cards today. I just kind of look at the numbers and pay but I saw something in my online statement that made me think. Now I do have 3 cards. One with zero, one that had $900 on it and of course that one has been cut up since the rate went to 22% and this one that is at 11%.
In all my years I have never seen this except on a generic site telling you how evil cards are. I had just made a $200 payment so it should be about $400 next month. I do like the online payment since you can make more than one payment in a month. When I work a little OT I just pay some more on it if it is in the middle of the month.
And no I don't mind that you can see how much is on it. It is the box on the bottom that is interesting.
I see you running, tell me what your running from
Nobody's coming, what ya do that was so wrong.
Originally Posted by jerrymrc
that shit is damn amazing. 14 years to pay off $700.
I pay off my cards every month, never pay a cent of interest, never have.
I screwed up last month though and went over my limit by like $20, I got pissed when they charged me a $39 over the limit fee....I called them because I had never had one before, but they wouldn't do anything about it.
last time that will happen, i opened another card and will only keep this one for a backup or if I need to make a big purchase.
While I do not pay them off in a month I do take big swipes at them. Kind of depends on how things go. I will say that I wanted to take a bigger swipe at the 22% one but I just paid $630 to get the wife's van fixed yesterday.
I see you running, tell me what your running from
Nobody's coming, what ya do that was so wrong.
While I do not pay them off in a month I do take big swipes at them. Kind of depends on how things go. I will say that I wanted to take a bigger swipe at the 22% one but I just paid $630 to get the wife's van fixed yesterday.
yeah the little things definitely suck when they come up.
I hate the fact CC companies charge businesses about 2%, then nail the consumers with ridiculous rates above 10%.
Chase sucks. I am paying off my credit cards at the cost of other bills. But I have to get out of under these BS interests rates and fees. They love their fees. I wonder what the WaMu commercials would look like now-a-days since they sold out to chase? Oh and don't get me started on the Spanish redecorating they had going on in my WaMu chase bank ever thing was in spanish and when I talked to the bank manager about they threaten to call the police. F%ck them all.
Who are you to want to escape a thugs bullet? That is only a personal prejudice, ( Atlas Shrugged)
"Those that don't watch the old media are uninformed, those that do watch the old media are misinformed." - Mark Twain
Credit Unions are the way to go IMO -
Yeah, it's a sad shame how every day all those banks are forcing millions of people to spend money using their credit cards. Poor, helpless downtrodden people. <snif>
Thank your lawmakers.
Was doing research for a new bank for a buddy of mine, and there's two options if you don't like getting ripped off. Just about any credit union you're eligible for, or USAA. I moved over to their banking from Penfed when they closed up here in the Springs. Any fees they do charge are set up the same as any CU I've been a member with, and that's non-existent unless you do something wrong. Free credit card, bill pay to anyone (which Penfed didn't have), refund of ATM fees, and even to deposit checks you either take a pic with your iphone or scan them into your computer. USAA changed their eligibility requirements too: for banking products, anyone can join. And for insurance, as long as you served at any time you can join now, instead of the couple year time limit.
Another piece of advice. Several years back I worked for a credit card company. First off, I'd like to apologize to everyone... but I lived in Delaware and once duPont sold off everything, there's nothing left for jobs besides banking. So anyway, the best deal for 90% of the people with credit cards is... lowest interest rate card with no fees. Almost everyone will lose money to the bank using any kind of reward card, even cash back card, or affiliate (university, sports team, etc) card. I'd have to go to meetings where business types would get up to the podium and go on and on about how they randomly would cancel the accounts of the low interest rate card holders, simply so they could get them on rewards cards which the bank always made more money on. I'd see the charts and graphs, and it was remarkable. Remember, the bank makes its money directly from you.
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