Well....

There's Colorado Indigency something something..... (CICP IIRC) basically free medical care for up to some multiple of federal poverty. I believe it's 4x the federal poverty limit. They can walk into a hospital and pay something like $20-$45 TOTAL for E.R. care. They might pay $75 for a MRI. Meanwhile there are people with jobs that earn say just $2,000 over the threshold, yet they have a $4,500 deductible, 50% coinsurance, AND they pay a couple hundred a month for it, they end up paying $6,000 if they need a MRI. I know one with cancer in that exact circumstance. Honestly it would be in her best interest to earn less.. or nothing.

Then there is the EBT, for those unaware, they were maximizing the payments to anyone qualified during the pandemic, might still be for all I know. So say someone earns $50k/ year with a 3-5 person family, they could in theory qualify for only $5 in EBT a month, but they've nevertheless been getting something like $800/month this entire time. I think there is even additional payments for god-knows what. School lunches? I don't know. Conservatively though, they might have gotten $10-15,000 in benefits they were not qualified for (legally).

Then you have the eviction protection. Some stopped paying out of need, many others simply because they could. When they eventually get evicted they will hop into another place. $10,000-$25,000 richer than their responsible neighbor.

I know people that use CICP and EBT anyway, including a mother of five. They can afford 5 kids on a single income, near minimum wage.

Others too that really need it but don't qualify. And there's a lot of resources out there I'm not aware of.