Cash & precious metals, including brass, copper & lead. ESPECIALLY when it's now hovering around $1. per +. That should hold us till we pass on, be it tomorrow, or 10 yrs from now.
If i can't put my hands on it. I'm not dealing with it, especially something electronic. One that can be shut down, or hacked . Don't say it can't, anything electronic, from your cell ph account, to national security, is just a few keystrokes away from being hacked. .
As for wealth. A roof over our heads and food on the table, is real wealth, especially with no mortgage over your head. . Same for debt, carrying none is very nice, if one can. Thankfully we can and do.
Regarding, taking care of the kids, well she's just shy of 40 and been self sufficient for 20 yrs. Could not imaging having school age kids, in todays society. You folks have a tough road ahead of you.