Announcement: I love my wife!!

[hollohas]

Try to get insured at a job before she is pregnant because it will be cheaper to have babies while insured (I think). For what it is worth, everyone I've known who has had "lady problems" and didn't think they could get pregnant, has. Have you tried stay up late and getting really drunk? Also, maybe buy a two-seater convertible/motorcycle and tell yourself "this is all the car I need right now." Good luck.

I'm late to this party and although I was LMAO for the first few posts due to all the cooking talk, etc. on a firearm focused forum (not going to lie, I love to cook) I do have a little serious input.

Our first child is now 9 months old...a girl. Loving it. But I seriously agree with Stuart's post above. We are insured but did get to see the bill to the insurance company. $26k for all the standard baby related appointments, delivery, etc. On top of all that, my wife had some complications (not uncommon) after the birth that required surgery and set the insurance company back another $45k. With insurance...cost us $1,000. Un-taxed because we set it aside in a health savings account first.

So, insurance is a good idea if you plan on having a baby. The good news is that when you start a new job that offers good insurance, pregnancy normally doesn't count as a pre-existing condition. The bad news is I think FMLA benefits don't start unless you have been at your job for 12 months.

Back on the original topic though...still working on my wife to get her to get me gun stuff as gifts. She is still a little uncomfortable and worries she will get me the wrong stuff no matter how many times I tell her I love anything that has to do with firearms, ANYTHING. I keep a "wish list" on MidwayUSA so she can just get ideas from there. Although, she has plenty of time to get comfortable because she keeps reminding me I am stuck with her forever and depending on your thoughts on the afterlife, that's another good 60 years at the least. I see a lot of new toys in my future.

[Zman]

Funny, when I read your Midway wish-list ... I had a perfect idea.

Midway, Grafs, Brownells ... they all should have wedding gift registries ... you know, just like Bed, Bath and Beyond and the like. Now that's a gift shopping trip I could handle

Z

[Troublco]

I'm late to this party and although I was LMAO for the first few posts due to all the cooking talk, etc. on a firearm focused forum (not going to lie, I love to cook) I do have a little serious input.

Our first child is now 9 months old...a girl. Loving it. But I seriously agree with Stuart's post above. We are insured but did get to see the bill to the insurance company. $26k for all the standard baby related appointments, delivery, etc. On top of all that, my wife had some complications (not uncommon) after the birth that required surgery and set the insurance company back another $45k. With insurance...cost us $1,000. Un-taxed because we set it aside in a health savings account first.

So, insurance is a good idea if you plan on having a baby. The good news is that when you start a new job that offers good insurance, pregnancy normally doesn't count as a pre-existing condition. The bad news is I think FMLA benefits don't start unless you have been at your job for 12 months.

Back on the original topic though...still working on my wife to get her to get me gun stuff as gifts. She is still a little uncomfortable and worries she will get me the wrong stuff no matter how many times I tell her I love anything that has to do with firearms, ANYTHING. I keep a "wish list" on MidwayUSA so she can just get ideas from there. Although, she has plenty of time to get comfortable because she keeps reminding me I am stuck with her forever and depending on your thoughts on the afterlife, that's another good 60 years at the least. I see a lot of new toys in my future.

Our first was a preemie....was almost more preemie than she turned out. We were out of town when it started, all NICUs there were closed, flight for life back to Denver, 5 weeks in the NICU after she was born, after all was said and done it was around $100K. After Insurance, it cost us $5. Worth it in spades.

[theGinsue]

I'm going to propose soon...

Not to ME you're not!!!

You should wait until you've seen the ring before you pretend to be offended.

True. I'm still waiting!

Oh, and I expect you to kneel on at least one knee too.

[Irving]

These examples of having insurance are great. We had insurance (but not the best since no one was expecting to be preggo) and we just made our last payment from the birth over two years later.

[theGinsue]

Our first was a preemie....was almost more preemie than she turned out. We were out of town when it started, all NICUs there were closed, flight for life back to Denver, 5 weeks in the NICU after she was born, after all was said and done it was around $100K. After Insurance, it cost us $5. Worth it in spades.

I was in Korea when my wife went into labor with my daughter (Active duty USAF; my wife was in Illinois). I rushed back as quick as I could but missed my daughters birth by 19 hours. In the mean time, my wife was in active labor for 32 hours - and that didn't start until about 4 hours after her water broke. the net result was that my daughter ingested amneotic fluid that had form bacteria. When my daughter finally made it into the world she was pretty sick. She was in the hospital for the first 10 days of her life with all sorts of IV's and other hoses attached all over her and under the jaundice lamps as well. When it was all said and done, we had to pay $45. I felt very blessed to have the insurance that I had.

[Irving]

Insurance companies are the devil.

[BigBear]

Insurance companies are the devil.

Maybe, but I'd rather pay a few hundred rather than a few thousand if I can help it... Unfortunately, I'm still not covered... Fortunately, I'm usually healthy as a horse... And even more fortunately, my recent Doc visit was less than quoted.

[blackford76]

I am in love with my Wife too, I got a Socom II a few years back for our anniversary, she only got a lousy XD40. We got matching shotguns twice, and she is working on customizing her first AR.
After reading all these posts, it seems like a few of us married the right ones!
Our first child was born without the benefit of insurance, we qualified for assistance, and even with all the complications she cost us $50.
We had good insurance for the birth of our son, he cost $3200.

[Dalendenver]

32 years on July 1. Our first was born 9 months and 10 days after the wedding, I was a student. No insurance and the total hospital bill was $250.

Insurance has helped the health care field more than the consumers. Costs would not be near as high if we were paying out of our pockets. In 1950 a doctor made an average middle income.