It has been a good day...Mostly...

[Irving]

It depends on your gross receipts. I write/quote a lot of contractors, but I don't think that I've done a plumber yet. I'll ask around tomorrow for some more info on which companies I have that will write plumbers. It depends what you do as well. $1,200 sounds reasonable depending on what you do.

Also, are you talking about a $1 million umbrella in addition to a $1 million/$2 million regular general liability policy?

[Irving]

Okay, so I just whipped up a fake quote for you using a Pueblo address, $45,000 in gross receipts, and the class code of "plumbing residential and domestic."

It came back with $1,709 for just you with no employees. This is for standard $1 mil/$2 mil liability. $1,200 for an additional $1 million umbrella sounds about right, but you wouldn't need an umbrella to work for your self.


Also, "roustabout" sounds too close to "layabout" and I certainly don't think that about you. Also, roustabout could be taken the wrong way as well since it refers to just unskilled manual labor, which is NOT what plumbing work is. I just recently added the word to my vocabulary and wanted to try it out. It didn't seem like you thought that, but I thought I'd throw that out there.

[GreenScoutII]

Okay, so I just whipped up a fake quote for you using a Pueblo address, $45,000 in gross receipts, and the class code of "plumbing residential and domestic."

It came back with $1,709 for just you with no employees. This is for standard $1 mil/$2 mil liability. $1,200 for an additional $1 million umbrella sounds about right, but you wouldn't need an umbrella to work for your self.


Also, "roustabout" sounds too close to "layabout" and I certainly don't think that about you. Also, roustabout could be taken the wrong way as well since it refers to just unskilled manual labor, which is NOT what plumbing work is. I just recently added the word to my vocabulary and wanted to try it out. It didn't seem like you thought that, but I thought I'd throw that out there.

No problem Stu, I didn't take any offense. I figured you were just having fun with me...

Oh, yes, you are correct. I was confusing my terminology. I was thinking about a general liability policy. Don't know why umbrella popped into my head. Maybe I have a Mary Poppins fetish...

Thanks for working up the numbers. I'll let you know when the time comes. You seem like a decent guy and I would rather throw some business your way rather than to some random stranger.

[Irving]

No problem. I try not to advertise on the boards too much. No pressure from me man.

[theGinsue]

....and we can compare flashlights!

Compare "flashlights"......riiiigggghhhhttt!

[MichiganMilitia]

Compare "flashlights"......riiiigggghhhhttt!

[sniper7]

Compare "flashlights"......riiiigggghhhhttt!