Gotta love the Student loans...

[BigBear]

Yes Sirs, I've tried the coffee houses etc... too much going on with the other musicians in town. They've been here longer and thus have the connections. I just wanted to complain for a bit. I'll survive, always do.

Elhuero, I hear you man. You never hear the after stories of people who won the lottery. Why is that? It's because they got themselves in deeper than they were before they won.

What I would do (if I even played, much less won) is pay off all debts, buy a running car, throw the rest in an interest gaining account and keep on living my life like a normal guy and going to work. Forget about it all until retirment. Yes, I might use some to grab a rifle or a trumpet but never going full out and buying a million dollar house with a boat, blah, blah, blah. lol. Anyways, I'll never win cause I don't play.

[MichiganMilitia]

Free handouts never got anyone anywhere. But neither did taxing them to oblivion.

[BigBear]

Rgr that. My dad calls the lottery the "stupid people tax". In ways, it is fitting.

My apologies to anyone who does play the lottery.


Wow, 7 votes for giving up the horns... not sure if I could... so sad. Anyone want to buy a trumpet? lol.

[Batteriesnare]

Wow, 7 votes for giving up the horns... not sure if I could... so sad. Anyone want to buy a trumpet? lol.

Yeah, but the firearms also have the lowest vote....I think your sample market may be a tad biased....

[Elhuero]

Elhuero, I hear you man. You never hear the after stories of people who won the lottery. Why is that? It's because they got themselves in deeper than they were before they won.

heh I'm glad you understood my post. I was thinking this morning that I could have worded it a little bit better, so's not to make anyone think I didn't have any sympathy for you.

I never play the lotto either, but it's fun to dream sometimes.

as for the poll, well it's a gun board. most are going to choose them over music stuff. probably would be reversed if this was a forum for trumpet players.

I've always regretted selling a gun, but in your case I'd say keep a couple to defend your family and sell the rest. (If you can, being that you have a 'select few' that serve a specific purpose.) You can't go shoot every single day, but you can play time. hell, pick your best/favorite horn and sell the rest.

[Irving]

I never make fun of the lotto because a lot of that money goes to the state, which is 1000 times better than them taking that money through a tax.

[MrPrena]

Depends on which lotto.

Colorado Lottery Lotto ~1:5.6mil
Winnable.

Powerball ~1:192mil
Not really winnable.

If 19.2million people in US plays Powerball, there will be 1 winner per 10 drawing.
They draw 104times per year.

There will be ~10 Powerball winner per year @ 19.2mil participant.

THAT IS LESS THAN ENTIRE US POPULATION OF BILLIONARE!

[Hoosier]

Ok, so my question is this:

Do the guns have actual sentimental value. Did you actually shoot those guns with your family, were the guns given to you by your family? If it's just that you remember gun culture with family generally, and not related to these specific guns, then sell them.

If it was the M1 Garand that your grandfather served with in Normandy, then of course keep that. You see where I'm going with this? If these guns aren't anything special, then dump them and down the road when you have money again you can pick up something newer (and better!)

My two cents, good luck to you!

[ChadAmberg]

I agree with Hoosier but with a different slant. Keep guns you really enjoy or have sentimental value. Sell one or two that don't.
Lets say you make a thousand bucks from that.
Then open up an emergency fund with that thousand bucks, and put it away.
For me right now I don't owe very much compared to what I make, but I'm very cash poor right now. I know how much my interest rate is charging me a month and I'm OK with that. In an emergency I could live for over a year just off available credit. But not having a small emergency fund is what is killing me right now. So I get my work bonus in a few weeks, and for once I'm not using it to pay down debt, I'm going to put it away to keep myself out of trouble. A few more months on the debt won't make or break anything.

[sniper7]

IMO firearms and musical instruments can easily be replaced, found again unless you have something very rare.

Inventory what you have, figure out which guns/instruments have the most significant/sentimental value and look to sell the rest.

Also take into considerations your needs. I already know you need to keep your CCW and you definitely need to keep the shotgun since you wife is so well trained on it.
If you are using your instruments constantly and they are your true love then keep those, if you have something you could live without for a while, sell it. there will always be more.

I read in the previous posts these aren't to be sold to pay things off, but more to give you an emergency backup fund. good idea to get top dollar for them. if the deals are good enough you can sell almost anything instantly.

Also take a look around the house for various things you don't really need that are more of a convenience than a necessity and sell those on craigslist.

Put all your cash into a fund you won't draw from...even think about a CD so you can gain a little bit more interest than a savings account or something (CD rates truly suck right now as well but they will beat a savings account). just make sure you get one that won't penalize you if you pull the money early in case you need it...you won't get the interest or it will be pro-rated but that is a mute point in the time of need.