For those of you who are in the industry or who have recently re-fie'd, I'm trying to get an idea if the closing costs I've been quoted are in the ball park or not. Looking at 30 yr. fixed at 4.5% for $242,000, with prepaid/reserves of about 1690 and closing costs of 3810. Will probably roll the costs into the loan bringing the new loan to 250k. Any input would be appreciated.