My parents live on the outskirts of Knoxville. The VFD came to their house, laid out their services, and said that if would be $XXX a year for coverage. No asking for donations. They expected a check to be written right then.
I live in a VFD area and they cover all properties, whether you donate or not.
I guess my question would be why not put the fire out then send the home owner a bill. What if this back fires and home owners quit paying the $75 duty?
Does home owners insurance track if these fees are paid or not? I'd guess their fire ratings would definitely change.