You realize the score you get through third party doesn't mean a thing right? How many times have you pulled your own credit to check your score and when you go to apply for a credit, the creditors come up with different scores. Most third party use estimation formula based on FICO to generate your score. Sometimes its within 10-20, other times it's WAY off.
Different credit companies also tweak their own formula. I know certain credit companies I would pull from to get higher score for my clients than other companies.






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