+1Originally Posted by hip55
I am a member at Bellco myself.
Colorado AR-15 Shooters Club Discussion Forums
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Welcome to the Colorado AR-15 Shooters Club Discussion Forums.
+1
I am a member at Bellco myself.
CRS 18-1-704.5
by law you can get 1 free credit report from the big 3 once a year.
check out
annualcreditreport.com
For a people who are free, and who mean to remain so, a well-organized and armed militia is their best security.
-Thomas Jefferson
Ok so maybe I am the only one that fell for "free credit report.com", they will send you the report free, but to see it right away and get your score they make you sign up for a "trial" offer that you then cannot cancel before getting billed.
Remember: Banks take your money.
Credit Unions take care of your money.
No, I've tried to see my score from that website a bunch of times and you're right. You get your report, but they scam you into paying to see the numbers.
"There are no finger prints under water."
By law you're entitled to one each of your three credit reports (one from each credit bureau) for free once a year anyway. Freecreditreport.com and all those similar 'services' are scams.
http://www.ftc.gov/bcp/edu/pubs/cons...dit/cre34.shtm
"Only one website is authorized to fill orders for the free annual credit report you are entitled to under law — annualcreditreport.com. Other websites that claim to offer “free credit reports,” “free credit scores,” or “free credit monitoring” are not part of the legally mandated free annual credit report program. In some cases, the “free” product comes with strings attached. For example, some sites sign you up for a supposedly “free” service that converts to one you have to pay for after a trial period. If you don’t cancel during the trial period, you may be unwittingly agreeing to let the company start charging fees to your credit card."
my former bank did the same thing to me
I called to cancel an account, turns out they didn't, called back a month latter, they said it was fixed and its done. About 2 months later I get a bill in the mail for services charges and a late fee, for an account that remained open, with a notice that it was off to collections soon! that was an angry phone call. And to top it off, they had records of all my cancellation attempts, and admitted it!
+1 for this place.
Who are you to want to escape a thugs bullet? That is only a personal prejudice, ( Atlas Shrugged)
"Those that don't watch the old media are uninformed, those that do watch the old media are misinformed." - Mark Twain
Check all three bureaus
You need to check your rating and report from all three of the bureaus. A few years ago one of the bureaus screwed up my report and rating number. The other two bureaus still had my rating high and my report correct. My credit union used the screwed up report and ignored the others. The credit union refused to help me in any way to get it corrected. They also blocked me from using their car buying service because of my poor rating.
It took me about a year to get the report corrected.
So you need to check all three bureaus.
You went through a third party. Go direct.. equifax.com, experian.com or transunion.com.
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