Quote Originally Posted by Irving View Post
Remember that a lot of money going to insurance companies are tied up in reserves the whole time. It's not like the insurance money is only paying out the equivalent of 2% of the premiums they collect like people think.
Precisely. Rates went up only weeks after ObamaCare was passed because the insurance companies need to pad the bank to pay for the expected/unexpected consequences of the law. I have no delusions about that.

Oh, and also, I have to pay an extra $750/year just because we choose to put my wife on my insurance rather than her work's crappy insurance. Employees's who's spouses don't work/have an option for their own insurance, don't pay the $750.

I pay $750 more for the exact same insurance than a coworker who's spouse doesn't work. Discrimination? Perhaps...