Quote Originally Posted by <MADDOG> View Post
I will interject the only advice that hasn't been said thus far: you truly don't know someone until your start divorcing them. In my personal and observed experiences, women get more evil and vindictive than the husband ever anticipates...
I'd agree but amend that to say that divorce (or hell, just bad times) changes people. It will apply to you just as much to her. Protect yourself as much as you can and bless the fact you don't have kids.

Also, keep in mind that any joint debt is still your problem, no matter what happens in a settlement. The companies that own the debt don't care. Cancel your credit cards. A day or two before you hit her with paperwork, empty your bank account (and switch your direct deposit, if any) into a separate individual account and close out any overdraft funds. Don't use the same bank, either. She may still get access to it via settlement, but at least she can't spend it out from under you beforehand.