For a female colleague and we ended up with ankle carry - I always end up suggesting fanny packs, they're not "fashion" conscious, but solid nonetheless. Of course you have to go more flare bottom for ankle carry.
The whole point is to HAVE a gun. I've seen "under boobie" carry (use your imagination), and falsie carry (insert in an oversized bra).
It gets to the point of ridiculous when you start buying underwear with a fake pouch - just change your dress style, or switch to purse carry.