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  1. #1
    Post Whore The Lessor
    Join Date
    Nov 2008
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    Evergreen
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    Default Going from a bank to a credit union?

    Well, I'm currently using Wells Fargo, and I'd like to switch to a credit union. I've heard that you need "connections" to get into some of them. Anyone have any recommendations for ones in the SW Metro Denver area? Are you happier at a credit union?

  2. #2
    Machine Gunner henpecked's Avatar
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    May 2010
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    Westminster, Dacono
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    1,190

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    No "connections" to join
    And your service will be better
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    Change you can take to the bank(rupt).

  3. #3
    It's "Safe Man" opie011's Avatar
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    Nov 2008
    Location
    Chapin, SC
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    2,923

    Default

    I went from Wells Crapo to Credit Union of Colorado. I always had both, CU for auto loans but Wells rates went to shit on some CCs I had. Anyway, I have great credit and Wells said the floor rate for my CCs was 15% and I switched to CUOFCO at 6.25%. And yes service is way better.
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  4. #4
    Gong Shooter Half Live's Avatar
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    Mar 2010
    Location
    South East Aurora
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    374

    Default

    Bellco Credit Union
    CRS 18-1-704.5

  5. #5
    If I had a son he would look like....Ben SideShow Bob's Avatar
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    Mar 2010
    Location
    SE Aurora
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    7,121

    Default

    Try Denver Community Credit Union, or at least one that is a credit union services member. Then you can use any cu service member credit union like it is your credit union for anything including free ATM service.

  6. #6
    Bat Poop Crazy Mofo
    Join Date
    Dec 2010
    Location
    Foothills W. of Littleton
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    Default

    ^^^^ what Opie said! I have both also. My CU is Arapahoe CU and they give better rates than most. And Wells , I stoped using that CC but still have it for emergancy only.

  7. #7
    ALWAYS TRYING HARDER Ah Pook's Avatar
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    May 2007
    Location
    Yavapai Co, AZ
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    7,538

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    Premier FCU! Been with them for 15+ years.

    I would prefer a mattress over Wells Fargo, Chase, Wachovia, etc.
    Hard times make strong men
    Strong men create good times
    Good times create weak men
    Weak men create hard times
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  8. #8
    Machine Gunner
    Join Date
    Oct 2009
    Location
    SE Denver
    Posts
    2,197

    Default

    PSCU gave me a bike loan (KeyBank wouldn't) at a good rate, and then I refinanced my car at half what Chase gave me.

    All they needed was a $5 donation to some charity and $5 in Savings. I added a checking account and I'll be dumping KeyBank this month.

    They're also down the street from my house, so that's convenient.

  9. #9

    Default

    Some of the credit unions will let you join, others have qualifictions you must meet besides credit. Public Sevice and Belco are the best two for just walking in off the street. You might want to check with you employer to see if working for them gives you any other choices. I have been very happy with Public Service.

  10. #10
    QUITTER Irving's Avatar
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    Nov 2008
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    Denver, CO
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    Do they have bank like hours though? The bank I'm at now is small, and the only two bank locations that are open on Saturday are a 30 minute drive either north or south from my house.
    "There are no finger prints under water."

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