How many CC regularly have "shooters" insurance?

[ChadAmberg]

Well Colorado law states that in your home if a person a) illegally enters, and b) you suspect they will or have committed a crime and/or c) you feel your life is in danger you are not liable for civil and criminal penalties- basically immune from any civil or criminal prosecution. Not sure if you can try to apply that to the rest of the world, but I would think if I shot someone defending myself I wouldn't have to worry about insurance covering anything, insurance doesn't cover corpses

Please don't forget there is a huge difference between not having to defend yourself from criminal charges and being sued in civil court by a distraught mother whose precious little snowflake would never have done such a thing as break into your house at 2am. Doesn't matter if they win or lose, you're out thousands for lawyer fees.

[Ronin13]

Please don't forget there is a huge difference between not having to defend yourself from criminal charges and being sued in civil court by a distraught mother whose precious little snowflake would never have done such a thing as break into your house at 2am. Doesn't matter if they win or lose, you're out thousands for lawyer fees.

Reread my post- I said both CIVIL and criminal... the courts will throw out any civil case that looks like a clean cut matter of self defense, Colorado Legislature protects us there.

[rocktot]

Right, but if its 'iffy', depending on the local prosecutor, who is sometimes out for blood, its about $80,000-$150,000 to defend in court. And this is about CC, that is, if you are in DENVER, or BOULDER, and are attacked, if they decide they want to go after you, it will cost you big bucks.

That is what the shooter insurance is for. Like the guy in Jefferson? county who went out into his yard, the mexicans drove at him while stealing his trailer, and he fired 2 shots. -Yes, he did a bad job of explaining himself, so they NAILED him, lt cost him $ 80 Grand. Peter Boyles covered this guy, forgot his name.

Also, what do you do if you are in Dumbass town, and some local goons start pounding on you or threating your girlfriend etc and you pull and shoot. You are in BIG doo-doo if you get a zealous anti-gun Dist Attny. (Based on a case last year in Denver, minus the gun_)

[Ronin13]

Right, but if its 'iffy', depending on the local prosecutor, who is sometimes out for blood, its about $80,000-$150,000 to defend in court. And this is about CC, that is, if you are in DENVER, or BOULDER, and are attacked, if they decide they want to go after you, it will cost you big bucks.

That is what the shooter insurance is for. Like the guy in Jefferson? county who went out into his yard, the mexicans drove at him while stealing his trailer, and he fired 2 shots. -Yes, he did a bad job of explaining himself, so they NAILED him, lt cost him $ 80 Grand. Peter Boyles covered this guy, forgot his name.

Also, what do you do if you are in Dumbass town, and some local goons start pounding on you or threating your girlfriend etc and you pull and shoot. You are in BIG doo-doo if you get a zealous anti-gun Dist Attny. (Based on a case last year in Denver, minus the gun_)

Everyone, and I do stress EVERYONE has the unalienable rights of life, liberty and the pursuit of happiness. Anyone tries to deny me those rights, by force or threat of force, is not going to see the sun rise again. I know the best thing to do if I ever have to use my weapon in self-defense or defense of others is to remain calm, notify police, then request an attorney to be present before answering any questions, that way I'm protected.

[Storm]

Right now in Colorado if you injure or kill some POS outside your home, even in self-defense, you have a very good chance of being sued for bodily injury or wrongful death. Some scheister lawyer will get a hold of the family/girlfriend/wife of the POS and sue you. This just happened last year up in Weld County when that Sureno 13 piece of garbage killed that deputy and then in turn was killed after a long car chase. Further as we all know, if the POS hurts or kills you, they have nothing to take, even if they are caught.

Castle Doctrine only protects you in your home when the perp has entered illegally, and where you believe they are, have, or are about to commit a crime and you reasonably believe the perp might use any physical force, no matter how slight against an occupant.

What we need in this state is an expanded Castle Doctrine Law like they have in Florida that protects you anyplace you have a legal right to be (in your car, on the street, etc.) It is a ridiculous proposition that a law abiding citizen when faced with grievous bodily harm or threat of death has to make the choice between their life and their security and home in choosing to defend themselves.

In reality, this is what Castle Doctrine really save you from, civil lawsuits. Most decent DA's are not going to prosecute you for defending yourself (or someone else) in your own home or even on the street, if it's a clear cut case of self-defense. It's probably a good idea to have this sort of insurance if you carry.