How many CC regularly have "shooters" insurance?

[Great-Kazoo]

Well Colorado law states that in your home if a person a) illegally enters, and b) you suspect they will or have committed a crime and/or c) you feel your life is in danger you are not liable for civil and criminal penalties- basically immune from any civil or criminal prosecution. Not sure if you can try to apply that to the rest of the world, but I would think if I shot someone defending myself I wouldn't have to worry about insurance covering anything, insurance doesn't cover corpses

Incorrect. Using deadly force to prevent someone from stealing your tv or vehicle is not permissible, Unless you are watching tv in your truck and someone decides to carjack you. Using deadly force to prevent theft of property will get you arrested and potentially charged with murder if not the lesser plea bargain of manslaughter.

I suggest you re-read sections CRS: 18-1-706 which also references sec 18-1-704 regarding deadly physical force.