Usually I figure the honest top I can pay for something and politely send it in a
"Hey, My situation being what it is, I Can offer $$$. This is in no means an effort to try and rip you off, just being honest about my situation, I understand if you don accept it, but I have to ask."
or something like it.
I have gone well outside of the 10% guideline and gotten it.
I think the honesty and sincerity came across.
and Yes, Momma dictates the price I can spend on many things...





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