
Originally Posted by
BigMat
I thought this quote belonged here-
"We can evade reality, but we cannot evade the consequences of evading reality."
-Ayn Rand
Personally, I have a BS degree, a BA in Latin American Studies, I have never regretted it for a moment. I planned on going to law school, plans changed, long story, I ended up in health care, and I am back in school again for nursing.
The degree allowed me to apply for jobs that had the people-without-degree-need-not-apply stipulation, and get one, and I have sense more than paid off the time in college. Not to discount the education I feel I gained, I count myself as smarter and more well rounded thanks in large part to my time in university. Also, I met my wife while I was in school, I would give up every dollar I will ever make for that.
This argument has nothing to do with college, or stupid degrees, that is just the scape goat de jour, it is an issue of being wasteful. As a people we have come to expect more than we earn. People go to college that they can't afford, just as people buy houses that are too big, cars that are too pricey, and guns that they cant pay for without credit, or iPads, ever.
None of this is the fault of the bankers or Wall Street- Do they allow for it sure, facilitate it, absolutely, but no more so than a firearm facilitates murder or a car allows for accidents. The fault lays on the head of those who pull the trigger or swipe the card, and until we can accept the blame for what we have done we won't fix our problems.
If you are in debt, work, make money, stop spending. If you want to be an artist, go for it, as a hobby, or spend a few years working to pay for the education and equipment. If you bought a house and lost your hat, you took a risk, period. Anyone, ever, who makes an investment should realize that the term implies risk, even the safest investment, savings accounts, are insured. You may as well have gone to Vegas and bet on the short odds...sorry, that's on you. Hand outs should come from mom and God, if someone else gives you something along the way, great, but don't plan on it and don't expect it, and honestly, its very sad to demand it.
Know that I say this as a man who graduated as the economy tanked. We decided not to buy a house when all of our friends were, because the way we read the numbers we decided we couldn't afford it. My wife and I have both faced hard choices, and lay offs, and we have both worked hard and pulled though, to those people who say they can't find a job in this economy, I know we have, I have found several, my wife as well. We just had to lower our standards, changed our plans, and come to terms with a new reality, and keep on working. New cars, nope, fancy guns, not this guy anymore, big house, not planning on it. Happy, you better believe it.
-Who do I blame, I couldn't care less, I can still work hard and make my way. I have a beautiful wife, that knows how to cook, and a pair of dogs that make me laugh, I have a little piece of heaven right here and I don't have the time to waste with a sign on Wall Street.